Moreton & Company is appointed with several specialty carriers that offer policies for all of your recreational vehicles. Before you go out to play this summer let us make sure that you are properly covered in the event of an unforeseen accident.

Some of the coverage we offer that other policies might not cover:

Agreed Value vs Actual Cash Value: Today’s off-road vehicles and boats can cost thousands of dollars. Make sure you are covered for the “true value” of your machine.

Uninsured Motorist/Watercraft Coverage: Are you protected if one of the many owners who are uninsured causes damages to your vehicles or injures your family?

Towing: We offer policies that offer both on and off the water towing.

Personal Property Coverage: Do you know if your homeowners/renters policy would cover your personal property? We can offer a policy that includes fishing equipment, helmets, glove, goggles and more.

If you think you would benefit from Moreton & Company’s personal insurance expertise, please call Heather Hart today at 801-715-7121!

Insurance to value is important because it allows homeowners to have adequate premiums and have adequate reserves to pay claims.  Consider if your home is insured to value and give us a call today.

Carbon monoxide cannot be seen or smelled—but at high levels, it can kill a person in minutes. According to the home safety council “nearly 70% of people burn fuel to heat their homes and more than two-thirds of those do not have carbon monoxide detectors.”

Below are some tips on how to keep your family safe this winter:

1. Purchase a carbon monoxide detector. The unit should be listed by an independent testing lab such as UL, ETL, CSA or another lab.
2. Use gas appliances properly. If you have a gas range or oven, don’t try to use it to heat your home.
3. Never use a charcoal (or any other kind of) grill indoors! The amount of carbon monoxide put out by grills is extremely high.
4. Have your heating system serviced yearly. Before you fire up the furnace for the first time, have a qualified technician perform an inspection.
5. Have chimneys and flues cleaned. Even if carbon monoxide is not a problem, a dirty flue chimney or flue can be a hazard in other ways.
6. Make sure you open your damper before using your fireplace.
7. Never idle your car inside the garage.

And most important, never ignore symptoms, particularly if more than one person is feeling ill.

Heather will work with Moreton clients from the Utah, Idaho, and Colorado offices on home, auto, liability, and other personal lines. Heather joined Moreton & Company in 2004 and has over 12 years of experience in the insurance industry. Prior to joining the Employee Benefits department at Moreton, she owned her own agency in Syracuse, Utah, for over six years.

Heather will officially begin her new role on November 1, 2009; however, in the meantime should anyone have personal lines needs or referrals, Heather is available to do quotes and work with clients. Her new phone number for personal lines is 801-715-7121.

We wish Heather all the best in her new role!