As part of our centennial celebrations, throughout 2010 we will be posting monthly spotlights on our 12 longest-tenured employees—the people who have the most insights on Moreton & Company’s history.
John Winder is another of Moreton & Company’s Property & Casualty producers.
- When did you start working for the firm?
I started in September 1987, when Moreton purchased the Salt Lake office of Fred S. James & Company. Prior to that, I had met with Craig and Ed to discuss the possibility of joining Moreton, which made my transition so much easier. - What was the company like when you started?
It was a lot smaller—we didn’t have a risk management department, loss control services, etc. We were also all in the same building at 649 East South Temple. They later expanded into the building next door. Ed Moreton was CEO. - In what ways has the company changed since you started?
We now offer many specialized services like claims management, worker compensation reviews, loss control, etc. We are more professional in our work with clients and prospects. And, of course, Santa Claus doesn’t come to the Christmas party anymore. - What have been some of the highlights of your career here?
Among the highlights: being able to have a complete career from a new producer to an old(er) producer, developing my professional skills along the way and having some great opportunities to grow and be challenged. - What’s been one of the best things about working at Moreton?
The best thing about Moreton is definitely the people—the association with coworkers and the ability to provide a high level of service to our customers through those associates. - Tell us about one of your most memorable experiences with a client.
During my first year at Moreton, we succeeded in obtaining a Broker of Record letter from a large prospect (who is still a Moreton client). But because this account’s agent was a very close friend of the president—their relationship had existed for over 40 years—the BOR was conditional upon me meeting with this agent and telling him that he was losing this account. I made an appointment and nervously met with the agent, expecting him to throw me out of his office. However, the agent said he had been thinking of retiring and that this account had been a major concern of his. He had very high regard for Moreton and felt that we would do a good job with the account. He thanked me for the courtesy of letting him know that he was losing the account and offered to help in the transition so that everything would work out well for us. I learned a great lesson from this competitor about his high regard for Moreton, taking care of our accounts, and treating our competition with respect. - What positions have you held at Moreton?
Current position: Producer & Senior Vice President - What is the most enjoyable part of your job?
I really enjoy working with all of the employees at Moreton.
Health Reform Seminars
Moreton & Company will be holding four seminars over two days to discuss how the new legislation will impact your business. These seminars are available to all current and prospective Moreton clients. If you’re interested, click here to send your RSVP to Jenna Schlee.
Health reform bill to become law
On Sunday, the U.S. House of Representatives approved the health bill, 219-to-212. President Obama is expected to sign this legislation into law on Tuesday.
The bill is currently headed to negotiations in the Senate, which could happen as early as this week. Moreton & Company’s legal department will keep you updated on the final text of this legislation and, in the weeks ahead, will discuss what this overhaul of the nation’s health system could mean for your business.
In the meantime, check out this interactive article from the New York Times or this FactBox from Reuters, both of which give a brief rundown on changes that will happen within six months, a year, and beyond.
Additional analysis on possible changes will be available to Moreton & Company clients via our legal team. For more information, contact your broker directly or call our main office at 801.531.1234.
Business Expo Agenda
Moreton Business Expo 2010
Have you registered for our 2010 Business Expo, yet?
The Business Expo will be held March 16, 2010, at the Grand America Hotel. Registration and breakfast begins at 7:30, with speakers starting at 8:00.
Topics include:
- Economic & Investment Outlook for 2010
- Five Sure-Fire Business Killers
- What to Expect from the P&C Insurance Market
- New Trends in Healthcare
- Selling to a Third-Party
- Buy-Sell Agreement: Smooth Transition or Timebomb?
Speakers include:
- Dr. Kelly K. Matthews, the recently retired Chief Economist of Wells Fargo Bank
- Ric Tanner, Senior Vice President of Moreton Financial Solutions
- David Fleming, Director at BNY Mellon
- Kevin Short from Clayton Capital Partners
Representatives from Moreton & Company will also present a brief update on commercial insurance, employee benefits, and personal lines coverage.
Don’t miss this opportunity!
A Word from Bill Moreton
We have hit the enviable milestone of 100 years in business! J.B. Moreton would be proud. What started out with a school teacher selling notary bonds has turned into a grand, strong, resilient firm serving the risk and insurance needs of our clients on a worldwide basis.
Well done.
Thanks for helping us reach 100, let’s shoot for 100 more.
Centennial Spotlight: Susan Stoddard
Susan Stoddard is currently Moreton & Company’s Corporate Secretary, responsible for a little bit of everything—as well as maintaining the IT department’s Agency Management Database.
- When did you start working for the firm?
I started with Moreton in December 1975. - What was the company like when you started?
The company was very small—about 21 employees. There weren’t any Account Managers (CSRs). The sales people completed all their own applications by hand and then two of us that typed everything from the handwritten forms. The two of us also answered the telephones. - In what ways has the company changed since you started?
The positions are more specialized now. Technology has obviously changed the way we do business. In 1975, we did not have a computer system so we typed all the invoices (in triplicate) and sent copies to an outside company to enter into a computer system from which we got our month-end reports and key-punch cards for each invoice processed during the month. When a payment check was received from the client, the key-punch card for that invoice was pulled out of the open accounts receivable box and put in the closed A/R box to be processed at the end of the month as being paid. After I had been at Moreton for about a year, we purchased an IBM Selectric typewriter for the person that did the dictation for all of the sales people. Everyone else still had electric typewriters with the movable carriage rather than the Selectric typing ball. - What have been some of the highlights of your career here?
Since the agency has grown, we have moved into new office spaces several times in 1975. When I first started we occupied half of a small building on South Temple. We then expanded in that same building to occupy the full building. Next, we moved next door into a larger two-story building. We then moved some of the employees back into the small one-story building next door. The most exciting project that I was directly involved in was moving all of our employees to a much larger building a block east on South Temple. I got to be involved in designing and decorating the interior on the new office space and coordinated the actual move into the new building. - What’s been one of the best things about working at Moreton?
I have made some great friends at Moreton. The Moreton family is very loyal to their employees, and as a result I have always wanted to do my best at whatever I was asked to do. - What positions have you held at Moreton?
I started as a clerk-typist/receptionist. I then became one of the first CSRs working directly with a sales executive and began really learning about insurance. I was then promoted to be the Operations Supervisor for the Public Entity Dept. In the early ‘80s, I was made the first Office Manager, which included all HR functions as well as ordering all supplies. I also was involved in some accounting functions. As the company grew, my job functions were split between several people, and I moved into Accounting/IT, where I am now the Corporate Secretary. - What is the most enjoyable part of your job?
I like the challenge of writing reports that are requested by various employees. I like figures and detail work and making sure that data is accurate. - What is something most people wouldn’t know about you?
I major in music at college; however, I decided that teaching music for a living took all the fun out of music. Since music is actually very mathematical, I think my music talents have helped me in the accounting work I do. Also, my father was a mortician. I grew up living in an apartment above the mortuary. My first job was cleaning up and vacuuming after a funeral and also answering the telephone at the mortuary if my dad had to run an errand. This is where I got my first experience as a receptionist and taking accurate messages.
History Quiz: The Year 1910
How much do you know about events that have happened since Moreton & Company was established in 1910?
- There have been 18 U.S. presidents since 1910. How many can you name?
- How many states have been added to the U.S. since Moreton & Company was founded?
- Which of these is the only event to occur prior to Moreton & Company’s creation in 1910?
- Walt Disney animates his first Mickey Mouse short cartoon.
- Babe Ruth hits his famous “called shot” home run at Wrigley Field.
- World War I breaks out in Europe.
- Henry Ford produces his first Model T automobile.
- In 1910, the earth passed through the tail of this famous comet, prompting terrifying reports that “the cyanogen gas would impregnate the atmosphere and possibly snuff out all life on the planet.”
- What homophonous salt company was also incorporated in 1910?
- How many wars has the U.S. participated in since 1910?
- What was the population of the United States in 1910?
- 76 million
- 92 million
- 106 million
- 123 million
- Which famous badge-earning youth organization got its start in 1910?
- How much would a bottle of Coca-Cola cost you in 1910?
- A penny
- A nickel
- A dime
- A quarter
- Name this famous Utah landmark, which became a national monument in 1910.

Curious about the answers? Check the comments section.
Centennial Spotlight: Rob Callister
As part of our centennial celebrations, throughout 2010 we will be posting monthly spotlights on our 12 longest-tenured employees—the people who have the most insights on Moreton & Company’s history.
Rob Callister is one of Moreton & Company’s top Property & Casualty producers. He was voted Moreton & Company’s Producer of the Year in 2006 for his excellent work with his clients.
- When did you start working for the firm?
I started with Moreton in May of 1986. I wish that I had kept a diary of my 34 years at Moreton. I think it could have been a funny human interest story. - What was the company like when you started?
In contrast to today, the firm was small and very low-tech. It’s hard for the younger employees to imagine it, but there was no voicemail, no cell phones, and no email—the producers didn’t even have computers at their desks. When we purchased our first fax machine at Moreton, I remember I thought the business would be revolutionized. - In what ways has the company changed since you started?
Other than the obvious technological changes and increase in number of employees, I would say the firm has changed most in the dramatic increase in developing expertise and service capabilities to more appropriately serve clients in virtually all areas of the business. - What have been some of the highlights of your career here?
Among the highlights of my career are working with the State of Utah for over 20 years, working with Intermountain Health Care for 24 years, working with Questar for 20 years, Myriad Genetics since the day it was formed, and numerous Long Term Care and Rehabilitation Hospital clients. Participating in the 2002 Winter Olympics was also an unforgettable experience. - What’s been one of the best things about working at Moreton?
The best thing about working at Moreton relates to the people who work here. I hear stories about firms with toxic work environments, and then I count my blessings. I really like all the people at Moreton. - Tell us about one of your most memorable experiences with a client.
I was a new producer at Moreton. The year was 1986. Craig Smith had given me an assignment as part of my new business prospecting to create in my own words what he referred to as a “Why Fred A. Moreton & Company?” presentation. I went to work on this project with energy and excitement. I wrote it—then re-wrote it 10 or 12 times—memorized it, and practiced it in front of the mirror at home at night until everything about it was, well, “perfect.” Now it was time to take my magnificent piece of work out on the road—first to a large publicly held power cogeneration company. The president of the company was a neighbor of mine, and I felt very secure about my chances. For several days before the appointed time, I reviewed everything I could find about the company and practiced my presentation until I could have done it in my sleep. When the time arrived, I grabbed my visual aids, took a look at my watch, and launched into my inaugural presentation. About five minutes in, I heard an odd “snort” from the other side of the desk—the president had not only fallen soundly asleep, but he was beginning to snore. I looked over at Craig, and Craig just shrugged his shoulders. When I got back to the office, Idecided to toss my entire presentation and go in a different direction. - What positions have you held at Moreton? What is your current position?
Current position: Senior Vice President - What is the most enjoyable part of your job?
The most enjoyable part of my job is solving clients’ problems, teaching clients, creating a better program or solution to a risk management issue. - What is something most people wouldn’t know about you?
During the summer when I was between 8 and 11, my Mom used to drop me off at the Hidden Valley Country Club in Reno, Nevada, where I would spend the day playing tennis. There were a lot of entertainers who would come to perform at night in the casinos, and during the day many of them would come to the country club to sit in the sun, golf, or play tennis. Often they would not have tennis partners, so I ended up playing tennis with a number of these entertainers, including Pat Boone, Perry Como, and many others. It was strange because they would often do their voice exercises while they were playing—it was very distracting. I played Nancy Sinatra once when I was 10 years old.
COBRA Subsidy Program Extended
The COBRA premium subsidy program, passed last February as part of the American Recovery and Reinvestment Act of 2009 (ARRA) to temporarily assist terminated employees continue employer health benefits, was extended by Congress and signed into law by President Obama.
The new legislation extends the eligibility window to those involuntarily terminated through February 28, 2010, and extends the period of the subsidy from nine to fifteen months.
Previously, employees electing COBRA had to pay up to 102% of the premium cost. But effective March 1, 2009, ARRA provided a subsidy to involuntarily terminated employees equal to 65% of the premiums for up to nine months. This new legislation extends the nine-month period of the subsidy to fifteen months. In addition, this new legislation provides a retroactive period of 60 days (commences upon enactment) for payment of premiums for eligible individuals whose subsidy period expired on November 30, 2009.
Additional analysis is available to Moreton & Company clients on our website. For more information, contact your broker directly or call our main office at 801.531.1234.


