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We employ a proprietary risk treatment process to assure our clients have a complete risk exposure analysis and the most cost-effective solutions.

As risk profiles have grown more complex, so too have the array of risk transfer tools and techniques. These trends have accelerated the development and use of alternative risk financing solutions.

Moreton’s & Company's Alternative Risk Transfer department is comprised of a dedicated team of highly trained and experienced professional insurance advisors who are well versed in assisting clients on a variety of alternative risk financing vehicles.

Our programs and structures include:

• Incurred and/or Paid Loss Retros
• Matching Deductible/Aggregate Protection
• Self-Insurance (Group and Individual)
• Captives (e.g. Single Parent, Rent-a-Captive, Group)
• Risk Retention Groups
• Pools and/or Associations
• Finite and Structured Risk Arrangements
• Credit Securitization
• Weather Derivatives
• Multi-line Single Limit Risk Transfer Products