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Moreton & Company's experience with all sizes and types of commercial risks will assist you to implement risk management programs tailored specifically to your needs.

Moreton & Company's Risk Management Department handles insurance placements for our clients with complex risk exposures. Department members represent some of the most experienced professionals in our firm, with an average of over 20 years in the insurance industry. These professionals will help you identify, monitor, and mitigate your existing and emerging risks.

Specific areas of service expertise include:

• Statistical analysis, including loss picks to assist in selecting the appropriate deductible/retention levels
• Claims data analysis, including e-mod analysis, loss trending, benchmarking, and forecasting
• Selecting TPAs/insurance companies, including creation of RFPs, selection criteria, and response analysis
• Claim services, including reserve analysis & reports, e-mod review and estimates, and ERM-6s for self-insureds
• Captive management/consulting services
• Alternative risk financing analysis
• Loss portfolio transfer analysis
• Contract and policy review
• Special consulting projects