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Whether you want to insure your fishing boat, your golf cart, or your motorhome, our experts can help you find coverage for all of your recreational toys.

Our personal insurance employees have in-depth experience with covering all types of recreational vehicles and power sports items. Hallmarks of our power sports policies include:

Eligible Items
Since Moreton deals with several different carriers, we understand the underwriting needs of different types of recreational items and the best way to place coverage on them:

• Motorhomes, trailers, fifth wheels, and other RVs
• Boats, waverunners, and other watercraft
• Four wheelers, quads, ATVs, dirtbikes, 4x4s, and other off-road vehicles
• Motorcycles and scooters

Added Layer of Protection
While typical homeowner policies provide some property and liability coverage for boats and recreational vehicles, the coverage is usually quite limited. One of the largest gaps with these recreational items is the extremely limited liability coverage a standard home or auto policy provides. Even something as simple as an ATV used once or twice a year for hunting carries a liability risk that most home and auto policies specifically exclude.

Replacement Coverage
If one of your recreational items is damaged, Moreton can provide you coverage in the face of that unhappy event. A separate policy, designed specifically for your needs, will better help you protect your assets.

Contact Moreton & Company today to see how we can protect your property—including the toys you use and the property you expose by playing.