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You have always dreamed of planning the perfect wedding, but no matter how carefully you plan it, there are many things that are beyond your control.

A wedding is an investment, and as the average cost of weddings rises—now up to $27,000—wedding insurance is needed more than ever. (After all, you wouldn’t buy a new car without insuring it against damage.) For as little as $160, your wedding insurance policy can cover a variety of situations, such as:

Repair or Replacements on Key Items
You can get repair or replacement cost if the bride’s wedding gown or the groom’s tuxedo is lost or damaged. Furthermore, you can receive repair or replacement cost if the bride or groom’s wedding bands are lost or damaged.

Lost Deposits
We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up. Also, if a vendor suddenly becomes unavailable for your event but you can find a last-minute replacement, we can reimburse you for the difference in cost.

Severe Weather
If severe weather (such as a hurricane) forces you to postpone your wedding, we can provide reimbursement for
non-recoverable expenses.

Transportation Shutdown
If you have to postpone the wedding because a commercial transportation shutdown prevents the bride, groom or their parents from getting there, you can receive reimbursement for non-recoverable expenses.

Ruined Photos
If your photographer’s film is defective, or if negatives or digital proofs are lost or damaged, we can help cover the cost to re-take new photos.

Call to Duty
If the bride or groom is unexpectedly called up to active duty, or has her or his military service leave evoked, forcing you to postpone the event, we can provide reimbursement for non-recoverable expenses.

Sudden Illness
If the wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for non-recoverable expenses.

Liquor Liability
As an individual liability option to your policy, you can add this coverage to protect yourself against liability arising from alcohol-related occurrences (subject to policy conditions and exclusions).

Learn more about our Wedding Protection insurance.