Commercial Insights

In the insurance industry, there’s a saying: The best kind of loss is the one that never happened. To put…

For over a decade, rising claim frequency and severity have diminished underwriting profitability and generated hardened conditions across the commercial…

Although we typically think of insurance as a complicated but necessary part of doing business and protecting assets in the…

Winter is near, bringing with it snow and ice that can make for some tricky conditions. Slick tile, wet carpet,…

A safety culture is the belief and attitudes that drive safety practices within an organization. Every workplace has a safety…

The commercial insurance market is cyclical in nature, fluctuating between hard and soft markets. These cycles affect coverage availability, terms,…

In today’s increasingly litigious environment, lawsuits stemming from liability incidents have surged in frequency and severity, leaving many organizations with…

From municipalities to schools to emergency services, public entities tirelessly serve their communities—often with limited resources. One tried-and-true strategy for…