Commercial Insights

Workers' compensation is a critical piece of coverage for any employer, but the rules and regulations—which often vary by region—can…

Workers’ compensation insurance is a crucial component of protecting employees in the event of work-related injuries or illnesses. It provides…

In the insurance industry, there’s a saying: The best kind of loss is the one that never happened. To put…

For over a decade, rising claim frequency and severity have diminished underwriting profitability and generated hardened conditions across the commercial…

Although we typically think of insurance as a complicated but necessary part of doing business and protecting assets in the…

Winter is near, bringing with it snow and ice that can make for some tricky conditions. Slick tile, wet carpet,…

A safety culture is the belief and attitudes that drive safety practices within an organization. Every workplace has a safety…

The U.S. commercial property & casualty insurance market has entered a distinctly new phase. After more than eight years of…

The commercial insurance market is cyclical in nature, fluctuating between hard and soft markets. These cycles affect coverage availability, terms,…