Commercial Insights

Founded in 1686, Lloyd’s of London is one of the oldest, largest, and most recognizable insurance marketplaces in the world.…

There are accidents, and there are incidents (also called near misses). All accidents are incidents, but not all incidents are…

Traditional insurance remains the default approach to managing risk for a simple reason: it is familiar, predictable, and has been…

Society grows more complicated every day, as does keeping your employees, equipment, and business safe. To cope with the proliferation…

The primary purpose of measuring health and safety performance is to provide regular and constructive feedback on the progress or…

The cyber insurance segment has experienced many ups and downs in recent years, largely due to ever-changing underwriting dynamics and…

Utah’s firefighters risk a great deal to keep our communities safe, and in March 2025, Utah made a significant step…

As an employer, safety is your responsibility. Make it your goal to identify workplace hazards and instill safe employee habits…

Public entities face unique challenges regarding risk management. While juggling shrinking tax bases and swelling operational costs, public administrators are…