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Underwriting blog

Our in-house Underwriting & Analytics team provides valuable reports for our clients, and can translate data into usable information when it comes to renewals, strategic planning, and budgeting.

This team of experts is a valuable resource for our large clients, both fully-insured and self-funded. We interpret financial and plan data into meaningful information to assist you with strategic planning, budgeting, and fine-tuning your plan.

Collaborating With You

Our in-house underwriters meet directly with clients to talk through reports and discuss areas of opportunity for plan improvement. They use their understanding of your plans and their knowledge of the marketplace to help you make decisions that align with your goals and your budget.

We utilize your claims data from the carrier and build reports that show current, past, and expected performance. Our powerful reporting software assists us with plan modeling, benchmarking, and health care analytics. These tools show you how your plans are performing and report the underlying health care conditions with the ability to perform various benchmark comparisons.

Finding the Right Plans

Additionally, our underwriting team helps clients proactively market their plans, comprehensively evaluate options, and negotiate competitive renewals. Our understanding of the marketplace will help you find the right fit for any of the following plan types:

  • Fully-Insured
  • Self-Funded and Level-Funded (Administrative Services Only/Third Party Administrator)
  • Stop-loss/Reinsurance
  • Pharmacy Benefit Management (PBM) Carve-out or Wrap Network
  • Wellness Programs
  • Disease Management & Case Management Programs