Insurance Solutions

Commercial Insurance

Protect your company’s assets, supply chain, and projects with commercial policies designed to reduce risk exposure, cover the costs of loss, and achieve stability, to ensure your organization can continue to thrive.

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What We Do

Reduce risk exposure with comprehensive coverage

Commercial insurance provides protection for businesses, their owners, and their employees. These policies can help to safeguard your tangible and intangible assets by reducing the risk of costs associated with damage, theft, accidents, and other risks. They can include coverage for everything from fire and flood, workers’ compensation, cyberattacks, and natural disasters, to automobile coverage for your vehicle fleet. While you can’t eliminate risks to your business, you can reduce your financial exposure with a comprehensive commercial insurance program.

At Moreton & Company, we have over 110 years of experience building commercial insurance programs for our clients. You can be confident that collaboration with our team will mean nothing but the best for your organization. We leverage our unique longevity to develop creative and effective solutions paired with specialized service that is second to none.

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How Moreton & Company Can Help

Providing comprehensive commercial insurance solutions

Moreton & Company does more than just place coverage for your company, we are a full-service brokerage with specialized departments to assist you in each aspect of a successful commercial insurance program. Need help with loss prevention? Need guidance on a complicated claim? We’ve got you covered.

We do the work of studying the market, analyzing trends, marketing with insurance carriers, and thinking ahead, so that you don’t have to. Many of our client partnerships have spanned decades because we do not rely on a one-size-fits-all approach. We work hard to understand your unique business and industry and propose solutions and services that will effectively reduce your risk exposure.

Your questions answered

Commercial Insurance FAQs

Here are some commonly asked questions from our clients. If you have additional questions and want to learn more, reach out to us.

What industries does Moreton have expertise in?

Moreton & Company has been in business for over 100 years, and in that time, we have developed expertise in a variety of industries.

Having a broker who understands your business is critical to finding the right coverage, whether you need subcontractor default insurance, health insurance for your employees, or cyber liability insurance. We have worked with businesses ranging in size from 10 to 10,000 employees in various industries and can help you find the right coverage.

  • Automotive: dealerships, mechanics, tires, and more.
  • Construction: residential and commercial.
  • Energy: electrical, hydro plants, alternative/green energy, co-generation.
  • Food Manufacturing: farming, frozen goods, sugar refining, grain milling, and more.
  • Healthcare: hospitals and clinics, biotechnology, medical device manufacturers, social services.
  • Mining: precious and basic metals, coal, underground and open-pit, contractors.
  • Nutraceutical
  • Oil & Gas: onshore and offshore, pipeline and transportation, wellsite, refining, and more.
  • Public Entities: municipalities, school districts, utilities.
  • Real Estate: commercial, residential, multi-family units, home-owner associations, retail.
  • Sports & Entertainment: arenas, stadiums, motorsports, theaters, teams, events.

Which insurance carriers do Moreton & Company work with?

We maintain strong relationships with and access to nearly all of the world’s insurance markets, including domestically domiciled carriers and foreign marketplaces and operations. We are very selective when choosing our insurance partners, as we know it is vital to earning our clients’ continued trust.

Moreton & Company has been in business for over 110 years, and during that time, we have seen other local and national agencies come and go. Our longevity has allowed us to develop unique and lasting relationships with the insurance carrier business community. We maintain VIP status with some of the largest and most reputable insurance companies in the
region and across the world. View a list of carriers we work with by visiting this link.

How does Moreton & Company keep clients informed on changes in the market and legislation?

We are dedicated to acting as the “lighthouse in the storm” for our clients. We pay close attention to trends and innovations that will affect our clients and strive to communicate our findings and predictions through regular newsletters, alerts, and events.

Moreton & Company regularly hosts seminars and webinars on current and important insurance and risk management topics. Experts within our company, as well as outside specialists, present important and relevant information in each seminar, whether in person or online. These events are offered without cost.

In addition we also send out email alerts and newsletters to ensure you are fully informed and up to date on how the market is changing, the future of risk management, and our recommendations for protecting yourself and your company.

What analytics capability does Moreton & Company have for commercial insurance?

We have long-embraced cutting-edge technology tools to help clients in their risk identification, management, and administrative functions. We have made a significant investment into digital services that benefit our clients. Moreton & Company, along with its clients, have access to a tremendous amount of tools and services, which are integral to developing a successful commercial insurance program. Contact one of our representatives to learn more about our analytics capability.

What resources does Moreton & Company have for clients with international operations?

We are the only Utah member of Assurex Global, the world’s largest privately held commercial insurance, risk management, and employee benefits brokerage group. Assurex Global is a unique international corporation owned by over 100 independent, regional insurance agencies similar to Moreton & Company. This means our customers always have access to agencies with local access and experience, wherever the need may arise around the world.

Assurex Global member premiums exceed $23 billion in over 70 countries worldwide, and they employ over 20,000 servicing employees. This longstanding partnership gives Moreton & Company partners in over 500 offices around the world. This powerful combination of local expertise and global reach gives us the ability to navigate the commercial insurance landscape with confidence for our clients.

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If you have questions or want more information, give us a call and we will put you in touch with the right person to get answers.